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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,154 | $95,406+16.5% | $185,849-40.2% | $85,847+29.5% |
| Participation rate | 94.5% | 68.8%+25.8pp | 81.7%+12.8pp | 69.3%+25.2pp |
| Annual return | 9.99% | 23.59%-13.6pp | 122.10%-112.1pp | 318.61%-308.6pp |
| Employer contribution / active EE | $5,384 | $3,314+62.5% | $5,169+4.2% | $2,565+109.9% |
| Participant deferral / active EE | $3,345 | $3,424-2.3% | $5,569-39.9% | $3,952-15.4% |
| Admin fee / account holder | $23,320 | $7,214+223.2% | $16,244+43.6% | $6,261+272.5% |