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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,939 | $78,423-49.1% | $95,964-58.4% | $79,856-50.0% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 10.98% | 19.37%-8.4pp | 91.64%-80.7pp | 31.71%-20.7pp |
| Employer contribution / active EE | $1,889 | $1,945-2.9% | $2,541-25.7% | $2,471-23.6% |
| Participant deferral / active EE | $1,483 | $3,440-56.9% | $4,167-64.4% | $3,741-60.3% |
| Admin fee / account holder | $3,162 | $5,622-43.8% | $6,797-53.5% | $5,306-40.4% |