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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,707 | $67,602-36.8% | $82,312-48.1% | $70,126-39.1% |
| Participation rate | 97.1% | 72.8%+24.3pp | 76.9%+20.2pp | 69.5%+27.5pp |
| Annual return | 13.09% | 21.57%-8.5pp | 25.88%-12.8pp | 73.15%-60.1pp |
| Employer contribution / active EE | $1,827 | $1,755+4.1% | $2,428-24.8% | $2,343-22.0% |
| Participant deferral / active EE | $935 | $2,987-68.7% | $3,706-74.8% | $3,332-71.9% |
| Admin fee / account holder | $2,456 | $4,512-45.6% | $5,608-56.2% | $4,645-47.1% |