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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,203 | $100,194-52.9% | $122,979-61.6% | $86,983-45.7% |
| Participation rate | 98.3% | 73.0%+25.4pp | 77.2%+21.1pp | 69.5%+28.8pp |
| Annual return | 16.11% | 16.47%-0.4pp | 20.12%-4.0pp | 25.83%-9.7pp |
| Employer contribution / active EE | $1,840 | $2,326-20.9% | $3,062-39.9% | $2,584-28.8% |
| Participant deferral / active EE | $1,983 | $4,133-52.0% | $5,003-60.4% | $4,194-52.7% |
| Admin fee / account holder | $2,333 | $10,148-77.0% | $12,864-81.9% | $7,856-70.3% |