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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,704 | $72,486-36.9% | $87,103-47.5% | $72,976-37.4% |
| Participation rate | 94.4% | 72.8%+21.6pp | 76.9%+17.6pp | 69.5%+25.0pp |
| Annual return | 18.37% | 24.46%-6.1pp | 28.19%-9.8pp | 81.02%-62.6pp |
| Employer contribution / active EE | $2,190 | $1,894+15.6% | $2,521-13.1% | $2,440-10.2% |
| Participant deferral / active EE | $1,422 | $3,270-56.5% | $4,049-64.9% | $3,608-60.6% |
| Admin fee / account holder | $833 | $5,055-83.5% | $7,491-88.9% | $5,124-83.7% |