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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,138 | $113,338-36.4% | $94,993-24.1% | $147,586-51.1% |
| Participation rate | 53.3% | 78.0%-24.6pp | 73.9%-20.6pp | 82.8%-29.5pp |
| Annual return | 18.04% | 20.80%-2.8pp | 27.14%-9.1pp | 578.59%-560.6pp |
| Employer contribution / active EE | $1,461 | $3,160-53.8% | $2,603-43.9% | $4,876-70.0% |
| Participant deferral / active EE | $2,172 | $3,777-42.5% | $3,317-34.5% | $5,439-60.1% |
| Admin fee / account holder | $0 | $6,063-100.0% | $4,960-100.0% | $10,886-100.0% |