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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,566 | $127,296-21.8% | $109,907-9.4% | $167,536-40.6% |
| Participation rate | 66.7% | 77.9%-11.2pp | 74.2%-7.6pp | 82.1%-15.4pp |
| Annual return | 16.11% | 22.97%-6.9pp | 29.46%-13.3pp | 478.82%-462.7pp |
| Employer contribution / active EE | $2,445 | $3,325-26.5% | $2,844-14.0% | $4,839-49.5% |
| Participant deferral / active EE | $7,360 | $4,513+63.1% | $4,047+81.9% | $6,342+16.0% |
| Admin fee / account holder | $0 | $7,119-100.0% | $6,069-100.0% | $12,315-100.0% |