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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,258 | $110,303+4.5% | $95,759+20.4% | $139,487-17.4% |
| Participation rate | 73.3% | 75.7%-2.4pp | 72.3%+1.1pp | 80.3%-7.0pp |
| Annual return | 14.93% | 27.19%-12.3pp | 28.42%-13.5pp | 373.84%-358.9pp |
| Employer contribution / active EE | $2,481 | $3,261-23.9% | $2,836-12.5% | $4,755-47.8% |
| Participant deferral / active EE | $6,615 | $4,674+41.5% | $4,244+55.9% | $6,713-1.5% |
| Admin fee / account holder | $9,042 | $6,615+36.7% | $5,678+59.2% | $11,407-20.7% |