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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,928 | $109,967+20.0% | $97,197+35.7% | $145,877-9.6% |
| Participation rate | 72.2% | 76.0%-3.7pp | 72.7%-0.5pp | 80.3%-8.1pp |
| Annual return | 13.56% | 244.27%-230.7pp | 75.47%-61.9pp | 551.28%-537.7pp |
| Employer contribution / active EE | $2,325 | $3,077-24.4% | $2,723-14.6% | $4,663-50.1% |
| Participant deferral / active EE | $6,824 | $4,676+45.9% | $4,263+60.1% | $6,691+2.0% |
| Admin fee / account holder | $1,071 | $6,199-82.7% | $5,637-81.0% | $13,402-92.0% |