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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,262 | $91,198-58.0% | $178,503-78.6% | $79,856-52.1% |
| Participation rate | 41.3% | 69.2%-28.0pp | 81.9%-40.7pp | 69.6%-28.4pp |
| Annual return | 13.41% | 24.20%-10.8pp | 151.12%-137.7pp | 31.71%-18.3pp |
| Employer contribution / active EE | $604 | $3,257-81.5% | $5,011-88.0% | $2,471-75.6% |
| Participant deferral / active EE | $1,797 | $3,237-44.5% | $5,202-65.5% | $3,741-52.0% |
| Admin fee / account holder | $881 | $6,748-86.9% | $13,987-93.7% | $5,306-83.4% |