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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,781 | $84,236-43.3% | $170,435-72.0% | $70,126-31.9% |
| Participation rate | 34.9% | 70.8%-35.9pp | 83.6%-48.7pp | 69.5%-34.6pp |
| Annual return | 15.66% | 23.06%-7.4pp | 205.94%-190.3pp | 73.15%-57.5pp |
| Employer contribution / active EE | $0 | $3,387-100.0% | $5,432-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,426 | $3,086-53.8% | $4,939-71.1% | $3,332-57.2% |
| Admin fee / account holder | $834 | $5,698-85.4% | $13,881-94.0% | $4,645-82.0% |