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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,031 | $95,415-57.0% | $185,851-77.9% | $85,851-52.2% |
| Participation rate | 67.3% | 68.8%-1.4pp | 81.7%-14.4pp | 69.3%-2.0pp |
| Annual return | 16.42% | 23.59%-7.2pp | 122.11%-105.7pp | 318.63%-302.2pp |
| Employer contribution / active EE | $824 | $3,314-75.2% | $5,168-84.1% | $2,565-67.9% |
| Participant deferral / active EE | $2,692 | $3,424-21.4% | $5,569-51.7% | $3,952-31.9% |
| Admin fee / account holder | $4,633 | $7,215-35.8% | $16,245-71.5% | $6,261-26.0% |