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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,400 | $76,000-57.4% | $154,111-79.0% | $64,186-49.5% |
| Participation rate | 66.1% | 70.4%-4.3pp | 83.0%-16.9pp | 69.6%-3.4pp |
| Annual return | 7.82% | 30.32%-22.5pp | 735.15%-727.3pp | 7.63%+0.2pp |
| Employer contribution / active EE | $0 | $3,351-100.0% | $5,298-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,036 | $3,175-35.9% | $5,081-59.9% | $3,470-41.3% |
| Admin fee / account holder | $875 | $5,596-84.4% | $13,411-93.5% | $4,888-82.1% |