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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,165 | $55,930+209.6% | $76,089+127.6% | $80,925+114.0% |
| Participation rate | 66.7% | 62.1%+4.6pp | 69.1%-2.4pp | 67.7%-1.0pp |
| Annual return | 18.57% | 20.58%-2.0pp | 360.94%-342.4pp | 35.65%-17.1pp |
| Employer contribution / active EE | $2,808 | $1,866+50.5% | $2,690+4.4% | $2,756+1.9% |
| Participant deferral / active EE | $4,679 | $3,051+53.4% | $4,259+9.9% | $4,299+8.8% |
| Admin fee / account holder | $4,113 | $5,241-21.5% | $6,418-35.9% | $6,940-40.7% |