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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,845 | $49,280+100.6% | $67,313+46.8% | $64,173+54.0% |
| Participation rate | 65.9% | 60.8%+5.1pp | 69.1%-3.2pp | 69.6%-3.7pp |
| Annual return | -5.57% | -1.39%-4.2pp | -4.08%-1.5pp | 7.63%-13.2pp |
| Employer contribution / active EE | $1,853 | $1,668+11.0% | $2,566-27.8% | $2,381-22.2% |
| Participant deferral / active EE | $4,152 | $2,484+67.1% | $3,568+16.4% | $3,470+19.7% |
| Admin fee / account holder | $4,447 | $3,863+15.1% | $4,507-1.3% | $4,887-9.0% |