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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,026 | $59,804+152.5% | $81,982+84.2% | $79,856+89.1% |
| Participation rate | 66.7% | 61.6%+5.0pp | 69.3%-2.6pp | 69.6%-3.0pp |
| Annual return | 20.98% | 17.56%+3.4pp | 41.31%-20.3pp | 31.71%-10.7pp |
| Employer contribution / active EE | $2,354 | $1,713+37.4% | $2,498-5.8% | $2,471-4.7% |
| Participant deferral / active EE | $5,224 | $2,695+93.8% | $3,722+40.3% | $3,741+39.7% |
| Admin fee / account holder | $5,059 | $4,288+18.0% | $5,665-10.7% | $5,306-4.7% |