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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,579 | $62,592+188.5% | $85,709+110.7% | $85,847+110.4% |
| Participation rate | 67.6% | 61.1%+6.4pp | 69.9%-2.3pp | 69.3%-1.8pp |
| Annual return | 19.20% | 23.77%-4.6pp | 21.49%-2.3pp | 318.61%-299.4pp |
| Employer contribution / active EE | $2,534 | $1,755+44.3% | $2,619-3.2% | $2,565-1.2% |
| Participant deferral / active EE | $5,383 | $2,802+92.1% | $3,924+37.2% | $3,952+36.2% |
| Admin fee / account holder | $3,213 | $4,643-30.8% | $6,876-53.3% | $6,261-48.7% |