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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,580 | $51,207+252.6% | $70,565+155.9% | $75,177+140.2% |
| Participation rate | 60.9% | 61.0%-0.1pp | 68.4%-7.5pp | 67.2%-6.3pp |
| Annual return | 22.05% | 30.05%-8.0pp | 32.79%-10.7pp | 160.75%-138.7pp |
| Employer contribution / active EE | $2,929 | $1,826+60.4% | $2,976-1.6% | $2,671+9.7% |
| Participant deferral / active EE | $5,265 | $2,850+84.8% | $4,568+15.3% | $4,126+27.6% |
| Admin fee / account holder | $3,789 | $4,097-7.5% | $6,430-41.1% | $5,651-33.0% |