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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,211 | $81,276+414.6% | $155,574+168.8% | $80,925+416.8% |
| Participation rate | 95.4% | 66.2%+29.2pp | 78.2%+17.2pp | 67.7%+27.7pp |
| Annual return | 16.34% | 33.36%-17.0pp | 64.87%-48.5pp | 35.65%-19.3pp |
| Employer contribution / active EE | $20,424 | $3,103+558.2% | $4,676+336.8% | $2,756+641.0% |
| Participant deferral / active EE | $18,481 | $3,453+435.2% | $5,629+228.3% | $4,299+329.9% |
| Admin fee / account holder | $35,290 | $7,993+341.5% | $15,914+121.8% | $6,940+408.5% |