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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,656 | $73,848+277.3% | $143,799+93.8% | $68,486+306.9% |
| Participation rate | 95.7% | 66.7%+29.0pp | 80.3%+15.4pp | 67.9%+27.8pp |
| Annual return | -16.90% | 0.91%-17.8pp | -0.04%-16.9pp | -7.85%-9.0pp |
| Employer contribution / active EE | $17,519 | $3,184+450.1% | $4,952+253.8% | $2,597+574.7% |
| Participant deferral / active EE | $15,029 | $3,385+344.0% | $5,638+166.5% | $4,028+273.2% |
| Admin fee / account holder | $44,930 | $5,755+680.7% | $14,677+206.1% | $5,404+731.5% |