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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,426 | $77,908+344.7% | $149,696+131.4% | $75,173+360.8% |
| Participation rate | 96.8% | 65.6%+31.2pp | 78.8%+18.0pp | 67.2%+29.6pp |
| Annual return | 20.37% | 31.73%-11.4pp | 134.46%-114.1pp | 160.72%-140.3pp |
| Employer contribution / active EE | $18,834 | $3,138+500.2% | $4,821+290.7% | $2,671+605.1% |
| Participant deferral / active EE | $17,177 | $3,411+403.6% | $5,682+202.3% | $4,126+316.3% |
| Admin fee / account holder | $12,910 | $5,950+117.0% | $13,212-2.3% | $5,651+128.5% |