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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,434 | $91,198+286.5% | $178,503+97.4% | $79,856+341.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 15.15% | 24.20%-9.0pp | 151.12%-136.0pp | 31.71%-16.6pp |
| Employer contribution / active EE | $13,893 | $3,257+326.6% | $5,011+177.2% | $2,471+462.2% |
| Participant deferral / active EE | $12,509 | $3,237+286.5% | $5,202+140.5% | $3,741+234.4% |
| Admin fee / account holder | $14,399 | $6,748+113.4% | $13,987+2.9% | $5,306+171.4% |