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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,557 | $75,962+275.9% | $154,108+85.3% | $64,173+345.0% |
| Participation rate | 98.6% | 70.4%+28.2pp | 83.0%+15.6pp | 69.6%+29.0pp |
| Annual return | -4.94% | 30.32%-35.3pp | 735.21%-740.1pp | 7.63%-12.6pp |
| Employer contribution / active EE | $13,642 | $3,350+307.2% | $5,298+157.5% | $2,381+473.0% |
| Participant deferral / active EE | $11,825 | $3,175+272.5% | $5,081+132.7% | $3,470+240.8% |
| Admin fee / account holder | $3,642 | $5,589-34.8% | $13,411-72.8% | $4,887-25.5% |