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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,346 | $84,236+355.1% | $170,435+124.9% | $70,126+446.7% |
| Participation rate | 85.2% | 70.8%+14.4pp | 83.6%+1.6pp | 69.5%+15.6pp |
| Annual return | 14.04% | 23.06%-9.0pp | 205.94%-191.9pp | 73.15%-59.1pp |
| Employer contribution / active EE | $18,478 | $3,387+445.5% | $5,432+240.1% | $2,343+688.8% |
| Participant deferral / active EE | $11,367 | $3,086+268.4% | $4,939+130.1% | $3,332+241.2% |
| Admin fee / account holder | $126,755 | $5,698+2124.4% | $13,881+813.2% | $4,645+2628.6% |