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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,781 | $75,962+381.5% | $154,108+137.4% | $64,173+470.0% |
| Participation rate | 77.4% | 70.4%+7.0pp | 83.0%-5.6pp | 69.6%+7.8pp |
| Annual return | -7.19% | 30.32%-37.5pp | 735.21%-742.4pp | 7.63%-14.8pp |
| Employer contribution / active EE | $17,254 | $3,350+415.0% | $5,298+225.7% | $2,381+624.7% |
| Participant deferral / active EE | $11,183 | $3,175+252.3% | $5,081+120.1% | $3,470+222.3% |
| Admin fee / account holder | $7,372 | $5,589+31.9% | $13,411-45.0% | $4,887+50.8% |