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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,027 | $77,638+414.0% | $156,551+154.9% | $62,881+534.6% |
| Participation rate | 88.9% | 71.2%+17.7pp | 84.0%+4.9pp | 69.3%+19.6pp |
| Annual return | 1.33% | 50.33%-49.0pp | 32.23%-30.9pp | 20.14%-18.8pp |
| Employer contribution / active EE | $24,141 | $3,444+601.0% | $5,501+338.8% | $2,281+958.4% |
| Participant deferral / active EE | $11,974 | $3,046+293.2% | $4,871+145.8% | $3,203+273.8% |
| Admin fee / account holder | $70,924 | $5,561+1175.3% | $13,028+444.4% | $4,296+1551.0% |