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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $690,809 | $217,432+217.7% | $185,851+271.7% | $167,553+312.3% |
| Participation rate | 95.0% | 86.1%+8.9pp | 81.7%+13.3pp | 82.1%+12.9pp |
| Annual return | 12.77% | 148.43%-135.7pp | 122.11%-109.3pp | 478.89%-466.1pp |
| Employer contribution / active EE | $29,927 | $5,874+409.4% | $5,168+479.0% | $4,840+518.4% |
| Participant deferral / active EE | $22,038 | $6,357+246.7% | $5,569+295.8% | $6,343+247.5% |
| Admin fee / account holder | $71,707 | $19,820+261.8% | $16,245+341.4% | $12,316+482.2% |