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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,354 | $63,346-15.8% | $92,240-42.2% | $70,126-23.9% |
| Participation rate | 83.6% | 68.7%+14.9pp | 76.5%+7.1pp | 69.5%+14.0pp |
| Annual return | 0.00% | 530.19%-530.2pp | 176.29%-176.3pp | 73.15%-73.1pp |
| Employer contribution / active EE | $1,768 | $2,471-28.5% | $3,680-52.0% | $2,343-24.5% |
| Participant deferral / active EE | $4,874 | $2,854+70.8% | $3,897+25.1% | $3,332+46.3% |
| Admin fee / account holder | $1,329 | $3,841-65.4% | $5,194-74.4% | $4,645-71.4% |