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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,325 | $73,988-9.0% | $96,538-30.3% | $75,177-10.4% |
| Participation rate | 70.9% | 66.4%+4.5pp | 74.3%-3.4pp | 67.2%+3.7pp |
| Annual return | 12.64% | 26.73%-14.1pp | 35.74%-23.1pp | 160.75%-148.1pp |
| Employer contribution / active EE | $1,335 | $2,930-54.4% | $3,740-64.3% | $2,671-50.0% |
| Participant deferral / active EE | $4,565 | $3,660+24.7% | $4,880-6.5% | $4,126+10.6% |
| Admin fee / account holder | $24,156 | $5,220+362.8% | $6,737+258.5% | $5,651+327.4% |