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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,740 | $78,682+66.2% | $109,188+19.7% | $85,851+52.3% |
| Participation rate | 70.5% | 68.3%+2.2pp | 75.9%-5.4pp | 69.3%+1.1pp |
| Annual return | 7.94% | 25.09%-17.2pp | 25.76%-17.8pp | 318.63%-310.7pp |
| Employer contribution / active EE | $2,154 | $2,734-21.2% | $3,723-42.1% | $2,565-16.0% |
| Participant deferral / active EE | $5,756 | $3,468+66.0% | $4,654+23.7% | $3,952+45.6% |
| Admin fee / account holder | $20,163 | $5,470+268.7% | $6,755+198.5% | $6,261+222.1% |