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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,074 | $57,352+6.5% | $83,831-27.1% | $64,173-4.8% |
| Participation rate | 79.2% | 68.6%+10.6pp | 76.1%+3.0pp | 69.6%+9.6pp |
| Annual return | -9.57% | 11.38%-21.0pp | 850.99%-860.6pp | 7.63%-17.2pp |
| Employer contribution / active EE | $2,128 | $2,546-16.4% | $3,631-41.4% | $2,381-10.6% |
| Participant deferral / active EE | $4,798 | $2,993+60.3% | $4,082+17.5% | $3,470+38.3% |
| Admin fee / account holder | $2,256 | $4,046-44.2% | $5,479-58.8% | $4,887-53.8% |