Filed February 4, 2005
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $28,270 |
STIFEL NICOLAUS & CO INC1 year Filed as: STIFEL NICOLAUS & COMPANY INC Service code 49 · EIN 43-0538770 | Other Services | $12,379 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,109 | $72,607-29.6% | $90,749-43.7% | $66,914-23.6% |
| Participation rate | 48.8% | 73.7%-24.8pp | 75.7%-26.9pp | 69.8%-21.0pp |
| Annual return | -11.05% | -12.28%+1.2pp | -12.16%+1.1pp | 1.58%-12.6pp |
| Employer contribution / active EE | $44 | $2,369-98.1% | $2,921-98.5% | $2,544-98.3% |
| Participant deferral / active EE | $2,079 | $3,977-47.7% | $4,564-54.5% | $4,237-50.9% |
| Admin fee / account holder | $398 | $707-43.7% | $8,445-95.3% | $593-32.9% |