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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,950 | $129,737+40.2% | $119,126+52.7% | $154,746+17.6% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 15.84% | 379.08%-363.2pp | 282.11%-266.3pp | 172.34%-156.5pp |
| Employer contribution / active EE | $7,546 | $4,375+72.5% | $4,034+87.1% | $4,379+72.3% |
| Participant deferral / active EE | $6,212 | $5,842+6.3% | $5,318+16.8% | $6,730-7.7% |
| Admin fee / account holder | $3,369 | $11,961-71.8% | $10,693-68.5% | $14,365-76.6% |