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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,329 | $49,791+135.6% | $78,210+50.0% | $70,126+67.3% |
| Participation rate | 100.0% | 62.3%+37.7pp | 68.7%+31.3pp | 69.5%+30.5pp |
| Annual return | 9.93% | 20.75%-10.8pp | 40.90%-31.0pp | 73.15%-63.2pp |
| Employer contribution / active EE | $4,414 | $1,430+208.7% | $2,034+117.0% | $2,343+88.4% |
| Participant deferral / active EE | $5,314 | $2,150+147.1% | $2,823+88.3% | $3,332+59.5% |
| Admin fee / account holder | $11,206 | $3,181+252.3% | $3,758+198.2% | $4,645+141.2% |