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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,918 | $50,972+125.5% | $88,632+29.7% | $72,976+57.5% |
| Participation rate | 85.1% | 63.4%+21.7pp | 68.8%+16.3pp | 69.5%+15.6pp |
| Annual return | 7.94% | 29.62%-21.7pp | 43.75%-35.8pp | 81.02%-73.1pp |
| Employer contribution / active EE | $4,407 | $1,475+198.8% | $2,101+109.8% | $2,440+80.6% |
| Participant deferral / active EE | $6,161 | $2,230+176.3% | $2,917+111.2% | $3,608+70.8% |
| Admin fee / account holder | $19,804 | $3,230+513.1% | $4,308+359.7% | $5,124+286.5% |