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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,318 | $22,602+370.4% | $65,583+62.1% | $75,177+41.4% |
| Participation rate | 100.0% | 63.1%+36.9pp | 65.0%+35.0pp | 67.2%+32.8pp |
| Annual return | 0.16% | 71.13%-71.0pp | 47.46%-47.3pp | 160.75%-160.6pp |
| Employer contribution / active EE | $4,768 | $941+406.7% | $1,692+181.7% | $2,671+78.5% |
| Participant deferral / active EE | $6,650 | $1,695+292.4% | $2,833+134.8% | $4,126+61.2% |
| Admin fee / account holder | $13,391 | $1,877+613.3% | $4,112+225.7% | $5,651+136.9% |