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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,200 | $25,014+352.5% | $69,623+62.6% | $80,935+39.9% |
| Participation rate | 100.0% | 64.2%+35.8pp | 66.4%+33.6pp | 67.7%+32.3pp |
| Annual return | 9.46% | 19.08%-9.6pp | 101.23%-91.8pp | 35.66%-26.2pp |
| Employer contribution / active EE | $5,077 | $991+412.1% | $1,709+197.1% | $2,757+84.2% |
| Participant deferral / active EE | $7,061 | $1,840+283.8% | $2,890+144.3% | $4,299+64.2% |
| Admin fee / account holder | $7,957 | $2,491+219.5% | $4,696+69.5% | $6,924+14.9% |