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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,818 | $89,259+1.7% | $107,187-15.3% | $82,637+9.9% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 5.69% | 21.02%-15.3pp | 204.55%-198.9pp | 53.51%-47.8pp |
| Employer contribution / active EE | $1,159 | $3,080-62.4% | $3,782-69.4% | $2,552-54.6% |
| Participant deferral / active EE | $9,333 | $4,037+131.2% | $5,096+83.1% | $4,126+126.2% |
| Admin fee / account holder | $5,096 | $7,381-31.0% | $9,162-44.4% | $7,339-30.6% |