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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,844 | $57,352-0.9% | $83,831-32.2% | $64,173-11.4% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | 9.86% | 11.38%-1.5pp | 850.99%-841.1pp | 7.63%+2.2pp |
| Employer contribution / active EE | $813 | $2,546-68.1% | $3,631-77.6% | $2,381-65.9% |
| Participant deferral / active EE | $4,652 | $2,993+55.4% | $4,082+14.0% | $3,470+34.1% |
| Admin fee / account holder | $2,310 | $4,046-42.9% | $5,479-57.8% | $4,887-52.7% |