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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,669 | $73,978-3.1% | $96,515-25.7% | $75,173-4.7% |
| Participation rate | 98.8% | 66.4%+32.3pp | 74.3%+24.4pp | 67.2%+31.6pp |
| Annual return | -7.71% | 26.72%-34.4pp | 35.73%-43.4pp | 160.72%-168.4pp |
| Employer contribution / active EE | $1,244 | $2,931-57.5% | $3,740-66.7% | $2,671-53.4% |
| Participant deferral / active EE | $7,784 | $3,660+112.7% | $4,880+59.5% | $4,126+88.6% |
| Admin fee / account holder | $3,702 | $5,219-29.1% | $6,735-45.0% | $5,651-34.5% |