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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,927 | $72,269-28.1% | $101,271-48.7% | $79,852-35.0% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | -8.21% | 22.29%-30.5pp | 46.48%-54.7pp | 31.72%-39.9pp |
| Employer contribution / active EE | $730 | $2,692-72.9% | $3,660-80.0% | $2,471-70.4% |
| Participant deferral / active EE | $5,950 | $3,282+81.3% | $4,371+36.1% | $3,740+59.1% |
| Admin fee / account holder | $3,221 | $4,401-26.8% | $5,948-45.8% | $5,306-39.3% |