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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,088 | $85,766+105.3% | $136,298+29.2% | $70,126+151.1% |
| Participation rate | 77.8% | 74.2%+3.6pp | 81.9%-4.1pp | 69.5%+8.2pp |
| Annual return | -18.33% | 31.46%-49.8pp | 5156.27%-5174.6pp | 73.15%-91.5pp |
| Employer contribution / active EE | $4,532 | $2,966+52.8% | $4,696-3.5% | $2,343+93.5% |
| Participant deferral / active EE | $4,270 | $5,051-15.5% | $6,247-31.7% | $3,332+28.1% |
| Admin fee / account holder | $2,127 | $5,421-60.8% | $9,244-77.0% | $4,645-54.2% |