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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,465 | $72,177+93.2% | $115,038+21.2% | $59,633+133.9% |
| Participation rate | 85.2% | 72.6%+12.6pp | 81.4%+3.8pp | 68.7%+16.5pp |
| Annual return | -3.04% | 12.02%-15.1pp | 26.14%-29.2pp | 2041.45%-2044.5pp |
| Employer contribution / active EE | $1,224 | $2,841-56.9% | $4,608-73.4% | $2,203-44.5% |
| Participant deferral / active EE | $5,862 | $4,783+22.6% | $6,026-2.7% | $3,192+83.7% |
| Admin fee / account holder | $509 | $4,927-89.7% | $8,175-93.8% | $4,297-88.1% |