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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,685 | $157,304+86.7% | $141,197+108.0% | $152,909+92.1% |
| Participation rate | 94.7% | 84.8%+9.9pp | 82.5%+12.3pp | 82.5%+12.3pp |
| Annual return | 17.97% | 64.34%-46.4pp | 71.41%-53.4pp | 345.46%-327.5pp |
| Employer contribution / active EE | $38,003 | $5,263+622.1% | $4,736+702.4% | $4,764+697.7% |
| Participant deferral / active EE | $36,525 | $7,111+413.7% | $6,710+444.3% | $5,851+524.2% |
| Admin fee / account holder | $56,941 | $12,126+369.6% | $10,265+454.7% | $11,601+390.8% |