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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,438 | $76,551+163.1% | $123,894+62.6% | $62,881+220.3% |
| Participation rate | 65.8% | 73.0%-7.2pp | 81.4%-15.6pp | 69.3%-3.5pp |
| Annual return | 58.81% | 18.68%+40.1pp | 47.52%+11.3pp | 20.14%+38.7pp |
| Employer contribution / active EE | $3,060 | $2,882+6.1% | $4,617-33.7% | $2,281+34.1% |
| Participant deferral / active EE | $3,722 | $4,840-23.1% | $5,984-37.8% | $3,203+16.2% |
| Admin fee / account holder | $7,975 | $4,826+65.3% | $8,357-4.6% | $4,296+85.7% |