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Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,191 | $102,661-30.7% | $151,645-53.1% | $66,949+6.3% |
| Participation rate | 100.0% | 85.5%+14.5pp | 87.5%+12.5pp | 69.8%+30.2pp |
| Annual return | -14.30% | -10.81%-3.5pp | 3.34%-17.6pp | 1.57%-15.9pp |
| Employer contribution / active EE | $1,162 | $4,184-72.2% | $6,165-81.2% | $2,545-54.3% |
| Participant deferral / active EE | $4,207 | $6,645-36.7% | $8,363-49.7% | $4,239-0.7% |
| Admin fee / account holder | $0 | $630-100.0% | $11,614-100.0% | $594-100.0% |