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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,119 | $87,834-27.0% | $133,975-52.1% | $62,881+2.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 87.1%+12.9pp | 69.3%+30.7pp |
| Annual return | 9.37% | 12.05%-2.7pp | 29.29%-19.9pp | 20.14%-10.8pp |
| Employer contribution / active EE | $997 | $3,482-71.4% | $5,211-80.9% | $2,281-56.3% |
| Participant deferral / active EE | $3,535 | $4,812-26.5% | $6,282-43.7% | $3,203+10.4% |
| Admin fee / account holder | $681 | $5,372-87.3% | $9,324-92.7% | $4,296-84.1% |