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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,345 | $89,739-21.6% | $149,721-53.0% | $62,293+12.9% |
| Participation rate | 97.1% | 85.1%+12.0pp | 87.1%+10.0pp | 69.5%+27.6pp |
| Annual return | 17.12% | 21.01%-3.9pp | 1501.67%-1484.6pp | 28.90%-11.8pp |
| Employer contribution / active EE | $1,008 | $3,233-68.8% | $5,444-81.5% | $2,042-50.6% |
| Participant deferral / active EE | $3,521 | $4,797-26.6% | $6,568-46.4% | $3,169+11.1% |
| Admin fee / account holder | $1,694 | $551+207.4% | $11,282-85.0% | $479+253.5% |