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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,484 | $79,523-18.9% | $140,019-53.9% | $56,289+14.6% |
| Participation rate | 100.0% | 85.7%+14.3pp | 87.5%+12.5pp | 69.9%+30.1pp |
| Annual return | -2.62% | 2.39%-5.0pp | 651.17%-653.8pp | -9.96%+7.3pp |
| Employer contribution / active EE | $1,001 | $3,350-70.1% | $5,605-82.1% | $2,111-52.6% |
| Participant deferral / active EE | $3,579 | $5,129-30.2% | $6,927-48.3% | $3,350+6.8% |
| Admin fee / account holder | $655 | $614+6.7% | $10,705-93.9% | $521+25.8% |