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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,825 | $81,446-2.0% | $103,374-22.8% | $80,874-1.3% |
| Participation rate | 63.3% | 66.9%-3.5pp | 74.5%-11.2pp | 67.6%-4.3pp |
| Annual return | 13.27% | 25.57%-12.3pp | 24.89%-11.6pp | 35.62%-22.3pp |
| Employer contribution / active EE | $2,035 | $3,107-34.5% | $3,869-47.4% | $2,756-26.2% |
| Participant deferral / active EE | $2,744 | $3,870-29.1% | $5,058-45.7% | $4,297-36.1% |
| Admin fee / account holder | $8,450 | $6,715+25.8% | $8,394+0.7% | $6,935+21.8% |